franchised Hotel Program

HOTEL PROGRAM

TARGET CLASSES:

Hotel/Motel operations which may include:
  • Restaurant
  • Pool
  • Fitness Center
  • Complimentary 24/7 Food/Beverage Service
  • Limited Service Hotels

PROGRAM HIGHLIGHTS:

Hotel/Motel operations which may include:
  • "A" rated carriers
  • Available nationwide
  • Customized form
  • Competitive rates

COVERAGES AVAILABLE:

  • General Liability includes
    - Owned premises
    - Operations
    - Personal injury and advertising injury
    - Medical payments
    - Property damage to rented premises

  • Property includes
    - Buildings
    - Business personal property
    - Business income
    - actual loss sustained
    - Equipment breakdown

  • Optional Liability Coverages - Wake up call liability
    - Employee benefits
    - Additional insureds
    - Hired and non-owned auto liability
    - Liquor liability

    • Key coverage extensions include
      - Guest property
      - Guest relocation or emergency expense
      - Business income extensions for food contamination
      - Loss of reservation systems
      - Special hotel events and tenant lease
      - Valuable papers
      - Employee dishonesty
      - Money and securities - inside and outside
      - Outdoor property and outdoor signs
      - Sewer back up
      - Spoilage
      - Utility failure
      - Key replacement and lock repair
      - Other coverage extensions and higher limits are available